The Credit Clearing House Expert System

Roger Jambor, Sylvia Jow, Dan Meder, and Philip Klahr

The Credit Clearing House (CCH) is a division of Dun & Bradstreet (D&B) Business Information Group’s Business Credit Services. CCH functions as the arm of Business Credit Services’ Product Marketing Group, dedicated to serving the risk management needs of the apparel industry by assigning credit ratings and dollar-specific credit limit recommendations. CCH has several thousand customers that use its services. It recommends a credit limit that the D&B subscriber can safely extend to a given client. An example customer of this service is an apparel wholesaler who receives an order from a retailer with which they are not familiar or an order with a high dollar amount that raises some credit uncertainty. The wholesaler would request an evaluation of the retailer and a maximum credit recommendation from CCH.

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